PF stuck or rejected? Resolved — or your money back.
With 22 years of hands-on experience in PF claims, we handle withdrawals, transfers, KYC mismatches, death claims and EDLI insurance — we find what's blocking your PF and handle the paperwork, follow-ups and employer coordination for you. Fully online, on WhatsApp.
Our promise: if we can't resolve your PF issue, you get a full refund of the fees you paid us. How it works
We never ask for your UAN password or OTP, and we never handle your PF money — it goes straight from EPFO to your bank.
What you get in your consultation
- Review of your PF passbook, service history and KYC
- The exact reason your claim is stuck or rejected
- A written, step-by-step action plan with timelines
- A fixed fee in writing if you want us to handle it end-to-end
Resolved — or your money back.
Nobody can control EPFO's decisions. What we can control is whether you pay for a result you didn't get. If we take up your case and can't resolve it, we refund every rupee you paid us — consultation and service fee, including GST.
Simple conditions: share the documents and signatures we ask for, and don't file the same request separately in parallel. Read the full refund policy →
One place for every PF problem
Pick your issue — we'll tell you what's wrong and what it will take to fix it.
Stuck or rejected withdrawal
Claim rejected or pending for months? We find the real reason — KYC, bank, exit date, service overlap — and fix it before re-filing.
Get help →Final settlement
Left your job or retiring? Get your full PF and pension (Form 10C/10D) settled without running between employer and office.
Get help →PF transfer & merging
Multiple PF accounts from old jobs? We transfer and merge them under one UAN so your service history and interest stay intact.
Get help →Name, DOB & KYC correction
Mismatch between Aadhaar, PAN, bank and PF records? We prepare the joint declaration and corrections and follow up until approved.
Get help →Death claim & EDLI insurance
Lost a family member? We help nominees and legal heirs claim PF, pension and EDLI insurance (up to ₹7 lakh) — gently and step by step.
Get help →Contribution corrections
Missing months, wrong wages or contributions not deposited by the employer? We trace it, raise it with the employer and file grievances.
Get help →Two steps. No surprises.
Start with an expert consultation. Continue only if you want us to handle the full case — at a fee agreed in writing first.
Expert Consultation
Understand what's wrong and what to do next
One-time fee. Adjusted against your service fee if you continue with us.
- Review of your PF passbook, service history and KYC
- Find exactly what's blocking your claim
- Clear written action plan you can follow yourself
- If we find your case can't be resolved, your ₹999 is refunded in full
End-to-End Service
We take care of the complexity for you
Confirmed during your consultation, before any further work begins.
- Employer coordination, forms and corrections handled for you
- Grievances, follow-ups and claim tracking until your case moves
- One dedicated point of contact on WhatsApp
- No hidden or mid-way charges
- Not resolved? Full refund of everything you paid us
| What's included | Consultation | End-to-End |
|---|---|---|
| PF passbook & service history review | ✓ | ✓ |
| Reason for rejection / delay identified | ✓ | ✓ |
| Written plan of action | ✓ | ✓ |
| Forms & paperwork prepared for you | — | ✓ |
| Employer liaison | — | ✓ |
| Grievance filing & follow-ups | — | ✓ |
| Dedicated point of contact | — | ✓ |
| Fixed fee in writing, no mid-way charges | ✓ | ✓ |
| Full refund if we can't resolve your case | ✓ | ✓ |
From stuck to settled
A clear path — and you're in control at every step.
Message us on WhatsApp
Tell us your issue. We'll share a short list of what to keep ready.
Book your consultation
Pay ₹999 + GST and pick a time for a one-on-one call with a PF expert.
Get a written plan
We explain what's wrong and share a step-by-step plan with timelines and a fixed fee.
We do the heavy lifting
If you continue, we handle forms, employer coordination and follow-ups.
PF reaches your bank
EPFO pays directly into your bank account. We never touch your money.
Keep these ready
Not everything is needed for every case — we'll tell you exactly what applies to yours.
- UAN and PF member ID(s) — or old salary slips if you don't know them
- Aadhaar and PAN (we only need to see details, never your OTP)
- Bank passbook or cancelled cheque
- Joining and exit dates of each employer
- Rejection message or screenshot, if any
- For death claims: death certificate and nominee/legal heir details
Protect yourself from PF scams
PF Saathi will never:
- Ask for your UAN password, Aadhaar OTP or bank OTP
- Ask you to transfer your PF amount to us or anyone else
- Ask for "extra" money to "speed up" EPFO or pay an officer
- Claim to be EPFO or a government office
If anyone does, stop and report it. All payments to us are only through our official payment link with a receipt.
Questions people ask us
Step 1 · Expert consultation (₹999 + GST)
Is this a sales call?
No. It's a working session: we go through your PF records and tell you exactly what's wrong and how to fix it. Many people fix it themselves with our written plan.
Why do I pay ₹999 for a consultation?
A proper review of your passbook, service history and KYC takes real expert time. The fee is adjusted against your service fee if you continue with us.
Do I have to continue with PF Saathi after the consultation?
No. You get the written plan either way. Continue only if you want us to handle the full case.
What if my case can't be resolved?
If, after reviewing your case, we find it can't be resolved, your ₹999 consultation fee is refunded in full.
Step 2 · End-to-end service
What exactly does "resolved or your money back" mean?
If we take up your case and can't get the issue in your written plan resolved — for example, the claim settled, the transfer completed or the correction approved — we refund all fees you paid PF Saathi, including GST. The only conditions are that you share the documents and signatures we ask for in time, and don't file the same request separately in parallel. Full details are in our refund policy.
How much does the end-to-end service cost?
It depends on the type of case — a simple withdrawal is different from a death claim with multiple employers. You get a fixed fee in writing before any work starts, with no mid-way charges.
How long does it take?
It depends on the issue and how quickly your employer responds. We share an estimated timeline in your written plan and update you at each step.
Do I need to visit any office?
Usually not. Most work is done online and on WhatsApp. If a physical visit or signature is ever required, we'll tell you upfront.
Do you help outside your city?
Yes — we work online with members across India.
Can you help if I don't know my UAN or my old employer has closed?
Yes, in many cases. Share what you have — old salary slips, offer letters or PF numbers — and we'll trace your accounts and options.
Will you ever ask for "extra payment" to speed up my claim?
Never. Our fee is fixed in writing. Anyone asking for extra money to "influence" EPFO is a red flag.
Are my personal details safe?
We only ask for what's needed for your case, never your passwords or OTPs, and you can ask us to delete your data at any time.
Are you part of EPFO or the government?
No. PF Saathi is a private, independent help service. We are not affiliated with EPFO or any government department.
Talk to a PF expert today
Send us your issue on WhatsApp — we'll tell you what to keep ready and book your consultation.